Canadian Prepaid Credit Cards
 | CAA Visa TravelMoney CardSold By: Canadian Automobile AssociationRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $250 Maximum Load Amount: $9000 Maximum Card Balance: $9000 Maximum Purchase: $6000 Maximum Withdrawal: $1200 |
| Fees: | Monthly Fee: None Sign-up Fee: $10.95[1] Domestic Usage Fee: None International Usage Fee: None Domestic ABM Withdrawal Fee: $3.00 International ABM Withdrawal Fee: $3.00 In-Store Withdrawal Fee: $15.00 Currency Conversion Fee: 5.00% Online Reloading Fee: $4.50 Reloading at Store Fee: None Reloading with Credit Card Fee: None Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.75 Getting Balance over the Phone Fee: $0.75 Customer Service Fee: None Extra Card Fee: $3.00 Replace Lost Card Fee: None Change PIN Fee: No PIN Paper Statement Fee: $0.75 Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Overdraft Fee: $18.00 Cancellation Fee: $1.85 Refund Fee: $22.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 $7.95 for CAA members.
 | Prepaid Travel Mosaik MasterCardSold By: BMO Bank of MontrealRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 18 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $10000 Maximum Card Balance: $10000 Maximum Purchase: $10000 Maximum Withdrawal: $1000 |
| Fees: | Monthly Fee: None Sign-up Fee: $9.95 Domestic Usage Fee: None International Usage Fee: None Domestic ABM Withdrawal Fee: $2.50[1] International ABM Withdrawal Fee: $4.50[2] In-Store Withdrawal Fee: $3.00 Currency Conversion Fee: 2.50% Online Reloading Fee: None Reloading at Store Fee: None Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: None Getting Balance over the Phone Fee: $2.00 Customer Service Fee: None Extra Card Fee: $9.95 Replace Lost Card Fee: $9.95 Change PIN Fee: None Paper Statement Fee: $2.00 Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Overdraft Fee: $25.00 Cancellation Fee: None Refund Fee: $10.00[3] |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 $1.50 if using a BMO ABM.
2 $3.50 if using a Cirrus ABM in the United States.
3 $3.00 if the refund is deposited directly into your bank account.
 | Citizens Bank/Vancity Visa Gift CardSold By: Citizens BankRating: (Read Review) |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $25 Maximum Load Amount: $500 Maximum Card Balance: $500 Maximum Purchase: $500 |
| Fees: | Monthly Fee: $1.50 Free Months: 6 Sign-up Fee: $2.00 Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 2.50% Getting Balance Online Fee: None Getting Balance at ABM Fee: Not possible Getting Balance over the Phone Fee: Not possible Customer Service Fee: $0.75[1] Extra Card Fee: Not possible Replace Lost Card Fee: $20.00 Paper Statement Fee: Not possible Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Cancellation Fee: None Refund Fee: Card not refundable |
| Online: | Works Online: Yes Works with Paypal: No Website: Click here |
1 The first balance inquiry or customer service call is free.
 | Horizon Plus Prepaid MastercardSold By: Horizon PlusRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $1500 Maximum Card Balance: $2500 Maximum Purchase: $2500 Maximum Withdrawal: $1000 |
| Fees: | Monthly Fee: $2.50 Free Months: 0 Sign-up Fee: $14.95 Domestic Usage Fee: $0.50 International Usage Fee: $0.50 Domestic ABM Withdrawal Fee: $1.50 International ABM Withdrawal Fee: $3.00 In-Store Withdrawal Fee: Not possible Currency Conversion Fee: 2.50% Online Reloading Fee: $2.95 Reloading at Store Fee: $3.95 Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.50 Getting Balance over the Phone Fee: $5.00 Customer Service Fee: $1.50 Extra Card Fee: Not possible Replace Lost Card Fee: $10.00 Change PIN Fee: None Paper Statement Fee: $5.00 Failed Dispute Fee: $15.00 Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: $0.50 Overdraft Fee: $10.00 Cancellation Fee: $2.50 Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
 | MyTreat Visa Gift CardSold By: Vancity BankRating: (Read Review) |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 24 Months Minimum Load Amount: $25 Maximum Load Amount: $500 Maximum Card Balance: $500 Maximum Purchase: $500 |
| Fees: | Monthly Fee: $1.50 Free Months: 6 Sign-up Fee: $2.00 Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 2.50% Getting Balance Online Fee: None Getting Balance at ABM Fee: Not possible Getting Balance over the Phone Fee: Not possible Customer Service Fee: $0.75[1] Extra Card Fee: Not possible Replace Lost Card Fee: $20.00 Paper Statement Fee: Not possible Failed Dispute Fee: No disputes allowed Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Cancellation Fee: None Refund Fee: Card not refundable |
| Online: | Works Online: Yes Works with Paypal: No Website: Click here |
1 The first balance inquiry or customer service call is free.
 | Solo Mobile Visa Gift CardSold By: Bell CanadaRating: (Read Review) |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $25 Maximum Load Amount: $500 Maximum Card Balance: $500 Maximum Purchase: $500 |
| Fees: | Monthly Fee: $1.50 Free Months: 6 Sign-up Fee: $2.00 Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 2.50% Getting Balance Online Fee: None Getting Balance at ABM Fee: Not possible Getting Balance over the Phone Fee: Not possible Customer Service Fee: $0.75[1] Extra Card Fee: Not possible Replace Lost Card Fee: $20.00 Paper Statement Fee: Not possible Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Cancellation Fee: None Refund Fee: Card not refundable |
| Online: | Works Online: Yes Works with Paypal: No Website: Click here |
1 The first balance inquiry or customer service call is free.
 | West Edmonton Mall Visa Gift CardSold By: West Edmonton MallRating: (Read Review) |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $20 Maximum Load Amount: $750 Maximum Card Balance: $750 Maximum Purchase: $750 |
| Fees: | Monthly Fee: $1.50 Free Months: 6 Sign-up Fee: $1.75 Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 2.50% Getting Balance Online Fee: None Getting Balance at ABM Fee: Not possible Getting Balance over the Phone Fee: Not possible Customer Service Fee: $0.50 Extra Card Fee: Not possible Replace Lost Card Fee: $30.00 Paper Statement Fee: Not possible Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Cancellation Fee: None Refund Fee: Card not refundable |
| Online: | Works Online: Yes Works with Paypal: No Website: Click here |
1 The first balance inquiry call is free.
 | Vanilla MasterCard Gift CardSold By: Peoples TrustRating: (Read Review) |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $25 Maximum Load Amount: $100 Maximum Card Balance: $100 Maximum Purchase: $100 |
| Fees: | Monthly Fee: $2.50 Free Months: 6 Sign-up Fee: $3.00 Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 2.50% Getting Balance Online Fee: None Getting Balance at ABM Fee: Not possible Getting Balance over the Phone Fee: Not possible Customer Service Fee: None Extra Card Fee: Not possible Replace Lost Card Fee: $9.95 Paper Statement Fee: Not possible Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Cancellation Fee: None Refund Fee: Card not refundable |
| Online: | Works Online: Yes[1] Works with Paypal: Yes (See How) Website: Click here |
1 You must login at the Vanilla MasterCard website to activate the card for online use.
 | CAA Visa Gift CardSold By: Canadian Automobile AssociationRating: |
Reloadable: No
| Limitations: | Minimum Age Required: None Card Lifetime: 12 Months Minimum Load Amount: $25 Maximum Load Amount: $500 Maximum Card Balance: $500 Maximum Purchase: $500 |
| Fees: | Monthly Fee: $1.50 Free Months: 6 Sign-up Fee: $12.90[1] Domestic Usage Fee: None International Usage Fee: None Currency Conversion Fee: 5.00% Getting Balance Online Fee: None Getting Balance at ABM Fee: None Getting Balance over the Phone Fee: $0.75 Customer Service Fee: $0.75 Extra Card Fee: Not possible Replace Lost Card Fee: $5.95 Paper Statement Fee: $0.75 Failed Dispute Fee: None Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: None Overdraft Fee: $18.00 Cancellation Fee: Card not cancellable Refund Fee: $22.00 |
| Online: | Works Online: Yes Works with Paypal: No Website: No |
1 $6.95 for CAA members.
 | MyPlash Prepaid MastercardSold By: Peoples TrustRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $5 Maximum Load Amount: $1500 Maximum Card Balance: $2500 Maximum Purchase: $2500 Maximum Withdrawal: $1000 |
| Fees: | Monthly Fee: $5.95 Free Months: 0 Sign-up Fee: $21.35 Domestic Usage Fee: None International Usage Fee: None Domestic ABM Withdrawal Fee: $1.50 International ABM Withdrawal Fee: $3.50 In-Store Withdrawal Fee: Not possible Currency Conversion Fee: 2.50% Online Reloading Fee: $4.95 Reloading at Store Fee: $4.95 Reloading with Credit Card Fee: $3.50 Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.95 Getting Balance over the Phone Fee: $7.95 Customer Service Fee: $1.50[2] Extra Card Fee: Not possible Replace Lost Card Fee: $25.00 Change PIN Fee: $2.50 Paper Statement Fee: $7.95 Failed Dispute Fee: $10.00 Card-to-Card Transfer Fee: $2.50 Insufficient Funds Fee: $1.75 Overdraft Fee: $22.00 Cancellation Fee: $1.95 Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 You get three free balance inquiry calls per month.
2 You get one free customer service call per month.
 | MyCard MasterCardSold By: Peoples TrustRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $350 Maximum Card Balance: $2000 Maximum Purchase: $1100 Maximum Withdrawal: $325 |
| Fees: | Monthly Fee: $5.95 Free Months: 0 Sign-up Fee: $29.95 Domestic Usage Fee: $0.50 International Usage Fee: $0.50 Domestic ABM Withdrawal Fee: $2.95 International ABM Withdrawal Fee: $4.95 In-Store Withdrawal Fee: Not possible Currency Conversion Fee: 3.50% Online Reloading Fee: $3.95 Reloading at Store Fee: $3.95 Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.95 Getting Balance over the Phone Fee: Not possible Customer Service Fee: $0.75 Extra Card Fee: Not possible Replace Lost Card Fee: $20.00 Change PIN Fee: $2.00 Paper Statement Fee: Not possible Failed Dispute Fee: $10.00 Card-to-Card Transfer Fee: $10.00 Insufficient Funds Fee: None Cancellation Fee: $1.95 Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
 | PREPAYEDGE MasterCardSold By: Horizon PlusRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $1500 Maximum Card Balance: $2000 Maximum Purchase: $1100 Maximum Withdrawal: $325 |
| Fees: | Monthly Fee: $4.95 Free Months: 0 Sign-up Fee: $9.95 Domestic Usage Fee: $0.45 International Usage Fee: $0.45 Domestic ABM Withdrawal Fee: $2.00 International ABM Withdrawal Fee: $3.00 In-Store Withdrawal Fee: Not possible Currency Conversion Fee: 2.75% Online Reloading Fee: $3.00 Reloading at Store Fee: $3.00 Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $1.50 Getting Balance over the Phone Fee: $5.50 Customer Service Fee: Not possible Extra Card Fee: Not possible Replace Lost Card Fee: $20.50 Change PIN Fee: None Paper Statement Fee: $5.50 Failed Dispute Fee: $15.00 Card-to-Card Transfer Fee: $5.00 Insufficient Funds Fee: None Cancellation Fee: $5.00 Refund Fee: $15.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: No |
 | Vancity Enviro Reloadable Prepaid CardSold By: Vancity BankRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 19 years old[1] Card Lifetime: 12 Months Minimum Load Amount: $25 Maximum Load Amount: $1500 Maximum Card Balance: $2500 Maximum Purchase: $2500 Maximum Withdrawal: $500 |
| Fees: | Monthly Fee: $4.50 Free Months: 0 Sign-up Fee: $14.95 Domestic Usage Fee: None[2] International Usage Fee: None Domestic ABM Withdrawal Fee: $1.50 International ABM Withdrawal Fee: $2.00 In-Store Withdrawal Fee: $2.00 Currency Conversion Fee: 2.50% Online Reloading Fee: None Reloading at Store Fee: Not possible Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.50 Getting Balance over the Phone Fee: $1.75 Customer Service Fee: $0.75 Extra Card Fee: $10.00 Replace Lost Card Fee: $20.00 Change PIN Fee: None Paper Statement Fee: $1.75 Failed Dispute Fee: None Card-to-Card Transfer Fee: $1.00 Insufficient Funds Fee: None Overdraft Fee: $20.00 Cancellation Fee: None Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 You also need to be a resident of British Columbia and a member of the Vancity credit union to apply for this card.
2 The first two uses each month are free.
 | Nextwave Titanium Plus Prepaid MasterCardSold By: Money MartRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $1500 Maximum Card Balance: $2500 Maximum Purchase: $2500 Maximum Withdrawal: $1000 |
| Fees: | Monthly Fee: $7.50 Free Months: 0 Sign-up Fee: $20.00 Domestic Usage Fee: $0.50 International Usage Fee: $0.50 Domestic ABM Withdrawal Fee: $1.50 International ABM Withdrawal Fee: $5.00 In-Store Withdrawal Fee: $2.00 Currency Conversion Fee: 2.50% Online Reloading Fee: $2.00 Reloading at Store Fee: $2.00[1] Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.50 Getting Balance over the Phone Fee: $5.00 Customer Service Fee: $1.50 Extra Card Fee: Not possible Replace Lost Card Fee: $10.00 Change PIN Fee: None Paper Statement Fee: $5.00 Failed Dispute Fee: $10.00 Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: $0.15[2] Overdraft Fee: $5.00 Cancellation Fee: $2.50 Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 When you reload at a Money Mart, the fee is waived if you're reloading along with doing another transaction.
2 If you try to use an ABM to withdraw more money than you have on the card, the fee is $0.50.
 | Vivacity Prepaid MasterCardSold By: Peoples TrustRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 24 Months Minimum Load Amount: $10 Maximum Load Amount: $500 Maximum Card Balance: $200 Maximum Purchase: $1100 Maximum Withdrawal: $325 |
| Fees: | Monthly Fee: $5.95 Free Months: 0 Sign-up Fee: $29.95 Domestic Usage Fee: None International Usage Fee: None Domestic ABM Withdrawal Fee: $1.75 International ABM Withdrawal Fee: $3.95 In-Store Withdrawal Fee: Not possible Currency Conversion Fee: 2.95% Online Reloading Fee: $1.50 Reloading at Store Fee: Varies from store to store Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $1.25 Getting Balance over the Phone Fee: $6.95 Customer Service Fee: Not possible Extra Card Fee: Not possible Replace Lost Card Fee: $29.95 Change PIN Fee: None Paper Statement Fee: $6.95 Failed Dispute Fee: $20.95 Card-to-Card Transfer Fee: $9.95 Insufficient Funds Fee: None Cancellation Fee: $2.95 Refund Fee: $14.95 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: No |
 | Opus Prepaid MasterCardSold By: CashMoneyRating: (Read Review) |
Reloadable: Yes
| Limitations: | Minimum Age Required: 16 years old Card Lifetime: 12 Months Minimum Load Amount: $2 Maximum Load Amount: $1500 Maximum Card Balance: $2500 Maximum Purchase: $2500 Maximum Withdrawal: $1000 |
| Fees: | Monthly Fee: $7.50 Free Months: 0 Sign-up Fee: $20.00 Domestic Usage Fee: $0.50 International Usage Fee: $0.50 Domestic ABM Withdrawal Fee: $2.00 International ABM Withdrawal Fee: $5.00 In-Store Withdrawal Fee: $2.00 Currency Conversion Fee: 2.50% Online Reloading Fee: $2.00 Reloading at Store Fee: $2.00 Reloading with Credit Card Fee: Not possible Getting Balance Online Fee: None Getting Balance at ABM Fee: $0.50 Getting Balance over the Phone Fee: $3.00 Customer Service Fee: $1.50 Extra Card Fee: Not possible Replace Lost Card Fee: $10.00 Change PIN Fee: None Paper Statement Fee: $3.00 Failed Dispute Fee: $10.00 Card-to-Card Transfer Fee: Not possible Insufficient Funds Fee: $0.15 Overdraft Fee: $5.00 Cancellation Fee: $2.50 Refund Fee: $10.00 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
