Canadian Secured Credit Cards
 | Secured MasterCardIssued By: Capital One Bank |
| Annual Interest Rates: | On Purchases: 18.3% On Cash Advances: 18.3% On Balance Transfers: 18.3% Grace Period: 25 days Grace Eligibility: Two-month balance paid |
| Fees: | Annual Fee: $59 Annual Fee on Extra Cards: None |
| Travel Protection: | Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: No |
| Minimum Payment: | 3%[1] |
| Reward Programs: | Air Miles: No Cash Back: No Other: No |
| Requirements: | Minimum Income: None Deposit: $75 to $300 Minimum Limit: $300 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 The minimum payment is always at least $10 unless the balance is less than $10.
 | EquityLine VisaIssued By: Home Trust |
| Annual Interest Rates: | On Purchases: 7.99% to 13.99% On Cash Advances: 7.99% to 13.99% On Balance Transfers: 7.99% to 13.99% Grace Period: 21 days Grace Eligibility: Two-month balance paid |
| Fees: | Annual Fee: Varies[3] Annual Fee on Extra Cards: None |
| Travel Protection: | Accident: No Cancellation: No Medical: No Car Rental: Yes Flight Delay: No Baggage: No Purchases: No |
| Minimum Payment: | 1.5%[2] |
| Reward Programs: | Air Miles: No Cash Back: No Other: No |
| Requirements: | Minimum Income: $5000 Deposit: Equity on your home Minimum Limit: $5000 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 The average balance method is used in Quebec.
2 The minimum payment is always at least $10 unless the balance is less than $10.
3 The first card price is 3% of credit limit + $499 to $781.
 | Secured VisaIssued By: Home Trust |
| Annual Interest Rates: | On Purchases: 24.99% On Cash Advances: 24.99% On Balance Transfers: 0% Grace Period: 21 days Grace Eligibility: Two-month balance paid |
| Fees: | Annual Fee: $39 Annual Fee on Extra Cards: None |
| Travel Protection: | Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: No |
| Minimum Payment: | 3%[2] |
| Reward Programs: | Air Miles: No Cash Back: No Other: No |
| Requirements: | Minimum Income: $5000 Deposit: Same as credit limit Minimum Limit: $1000 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 The average balance method is used in Quebec.
2 The minimum payment is always at least $10 unless the balance is less than $10.
 | Horizon Plus Secured MasterCardIssued By: Peoples Trust |
| Annual Interest Rates: | On Purchases: 19.50% On Cash Advances: 24.50% On Balance Transfers: 0% Grace Period: 25 days Grace Eligibility: One-month balance paid |
| Fees: | Annual Fee: $49 Annual Fee on Extra Cards: $29 |
| Travel Protection: | Accident: Optional Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: No |
| Minimum Payment: | 3%[1] |
| Reward Programs: | Air Miles: No Cash Back: No Other: No |
| Requirements: | Minimum Income: None Deposit: Same as credit limit Minimum Limit: $500 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 The minimum payment is always at least $10 unless the balance is less than $10.
 | Enviro Classic My Visa Rewards PlusIssued By: Vancity Credit Union |
| Annual Interest Rates: | On Purchases: 19.50% On Cash Advances: 19.50% On Balance Transfers: 19.50% Grace Period: 21 days Grace Eligibility: One-month balance paid |
| Fees: | Annual Fee: None Annual Fee on Extra Cards: None |
| Travel Protection: | Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes |
| Minimum Payment: | 3%[1] |
| Reward Programs: | Air Miles: No Cash Back: No Other: 1 point towards travel, merchandise, financial products, and charitable donations for every $2 spent. |
| Requirements: | Minimum Income: None Deposit: $500 Minimum Limit: $500 |
| Online: | Works Online: Yes Works with Paypal: Yes Website: Click here |
1 The minimum payment is always at least $10 unless the balance is less than $10.
