The GM Card

The GM Card

Issued By: TD Canada Trust

Rating: 5 out of 5 (Read Review)

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.75%
On Cash Advances: 19.75%
On Balance Transfers: 19.75%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: No
Medical: Optional
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2%[1]
Reward Programs:Air Miles: No
Cash Back: 3%[2]
Other: No
Requirements:Minimum Income: $12000
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.
2 The cash back can only be used to purchase or lease a new General Motors car.

The GM Student Card

The GM Student Card

Issued By: TD Canada Trust

Rating: 5 out of 5 (Read Review)

Classification: Student Card

Annual Interest Rates:On Purchases: 19.75%
On Cash Advances: 19.75%
On Balance Transfers: 19.75%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: No
Medical: Optional
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2%[1]
Reward Programs:Air Miles: No
Cash Back: 3%[2]
Other: No
Requirements:Minimum Income: None
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.
2 The cash back can only be used to purchase or lease a new General Motors car.

Citi Drivers' Edge MasterCard

Citi Drivers' Edge MasterCard

Issued By: Citibank Canada

Rating: 4 out of 5 (Read Review)

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2.1%[1]
Reward Programs:Air Miles: No
Cash Back: 2%[2]
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $750
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $20 unless the balance is less than $20.
2 The cash back can only be used to purchase or lease a new car.

Citi Drivers' Edge Gold MasterCard

Citi Drivers' Edge Gold MasterCard

Issued By: Citibank Canada

Rating: 4 out of 5 (Read Review)

Classification: Gold Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:2.1%[1]
Reward Programs:Air Miles: No
Cash Back: 2%[2]
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $750
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $20 unless the balance is less than $20.
2 The cash back can only be used to purchase or lease a new car.

CIBC Dividend Platinum

CIBC Dividend Platinum

Issued By: CIBC

Rating: 4 out of 5 (Read Review)

Classification: Platinum Card

Annual Interest Rates:On Purchases: 19.50%
On Cash Advances: 19.50%
On Balance Transfers: 19.50%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $79
Annual Fee on Extra Cards: $30
Travel Protection:Accident: Yes
Cancellation: Optional
Medical: Yes
Car Rental: Yes
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:2.1%[2]
Reward Programs:Air Miles: No
Cash Back: 2%
Other: No
Requirements:Minimum Income: $35000
Minimum Limit: $5000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The average balance method is used in Quebec.
2 The minimum payment is always at least $10 unless the balance is less than $10.

Citi Drivers' Edge Platinum MasterCard

Citi Drivers' Edge Platinum MasterCard

Issued By: Citibank Canada

Rating: 4 out of 5 (Read Review)

Classification: Platinum Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: No
Medical: No
Car Rental: Yes
Flight Delay: No
Baggage: Yes
Purchases: Yes
Minimum Payment:2.1%[1]
Reward Programs:Air Miles: No
Cash Back: 2%[2]
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $750
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $20 unless the balance is less than $20.
2 The cash back can only be used to purchase or lease a new car.

Staples EasyRewards MasterCard

Staples EasyRewards MasterCard

Issued By: Citibank Canada

Rating: 4 out of 5 (Read Review)

Classification: Platinum Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: No
Medical: No
Car Rental: Yes
Flight Delay: No
Baggage: Yes
Purchases: Yes
Minimum Payment:2.1%[1]
Reward Programs:Air Miles: No
Cash Back: 2%[2]
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $750
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $20 unless the balance is less than $20.
2 The cashback is paid in the form of store credit with Staples.

L'earn VISA card for Students

L'earn VISA card for Students

Issued By: Scotiabank

Rating: 4 out of 5

Classification: Student Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 26 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:3%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here



Mosaik MasterCard with Low Rate and 1% Cash Back option

Mosaik MasterCard with Low Rate and 1% Cash Back option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 11.40%
On Cash Advances: 11.40%
On Balance Transfers: 11.40%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $84
Annual Fee on Extra Cards: $5
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


Mosaik MasterCard with Low Rate and No Fee Reward option

Mosaik MasterCard with Low Rate and No Fee Reward option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 11.40%
On Cash Advances: 11.40%
On Balance Transfers: 11.40%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $35
Annual Fee on Extra Cards: None
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: 1 per $40
Cash Back: 0.5%
Other: No
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: No


Reduced Rate Allure MasterCard

Reduced Rate Allure MasterCard

Issued By: National Bank

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 14.50%
On Cash Advances: 11.50%
On Balance Transfers: 11.50%
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $45
Annual Fee on Extra Cards: $10
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: Up to 10% at selected merchants
Other: One A La Carte rewards point for every $1 spent.
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.

Reduced Rate Escapade MasterCard

Reduced Rate Escapade MasterCard

Issued By: National Bank

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 14.50%
On Cash Advances: 11.50%
On Balance Transfers: 11.50%
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $35
Annual Fee on Extra Cards: $10
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: Yes
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: Up to 10% at selected merchants
Other: One A La Carte rewards point for every $1 spent.
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.

Reduced Rate Ultramar MasterCard

Reduced Rate Ultramar MasterCard

Issued By: National Bank

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 14.50%
On Cash Advances: 11.50%
On Balance Transfers: 11.50%
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $15
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: 1.25%[2]
Other: No
Requirements:Minimum Income: None
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.
2 2.5% on purchases with Ultramar or HomEnergy. You can only receive $250 per year cash back with this card.

Mosaik MasterCard with 1% Cash Back option

Mosaik MasterCard with 1% Cash Back option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $49
Annual Fee on Extra Cards: $5
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: No


CIBC Dividend Card

CIBC Dividend Card

Issued By: CIBC

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.50%
On Cash Advances: 19.50%
On Balance Transfers: 19.50%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: Optional
Medical: Optional
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:2.1%[2]
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The average balance method is used in Quebec.
2 The minimum payment is always at least $10 unless the balance is less than $10.

Citi Enrich MasterCard

Citi Enrich MasterCard

Issued By: Citibank Canada

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2.1%[1]
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $750
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $20 unless the balance is less than $20.


Ultramar MasterCard

Ultramar MasterCard

Issued By: National Bank

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $30
Annual Fee on Extra Cards: $10
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: 1.25%[2]
Other: No
Requirements:Minimum Income: None
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.
2 2.5% on purchases with Ultramar or HomEnergy. You can only receive $250 per year cash back with this card.

No Fee Scotia Moneyback VISA

No Fee Scotia Moneyback VISA

Issued By: Scotiabank

Rating: 3 out of 5 (Read Review)

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.50%
On Cash Advances: 19.50%
On Balance Transfers: 19.50%
Grace Period: 26 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


Scotia Moneyback VISA

Scotia Moneyback VISA

Issued By: Scotiabank

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 26 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $8
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


TD Rebate Rewards Visa

TD Rebate Rewards Visa

Issued By: TD Canada Trust

Rating: 3 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.75%
On Cash Advances: 19.75%
On Balance Transfers: 19.75%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: No
Cancellation: No
Medical: Optional
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:2%[1]
Reward Programs:Air Miles: No
Cash Back: 0.5%
Other: No
Requirements:Minimum Income: $12000
Minimum Limit: $500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.

American Express Costco Platinum Cash Rebate Card

American Express Costco Platinum Cash Rebate Card

Issued By: Amex Bank of Canada

Rating: 3 out of 5 (Read Review)

Classification: Platinum Card

Annual Interest Rates:On Purchases: 18.25%[1]
On Cash Advances: 18.25%[1]
On Balance Transfers: 18.25%[1][2]
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: Yes
Minimum Payment:3%[3]
Reward Programs:Air Miles: No
Cash Back: 1.5%[4]
Other: No
Requirements:Minimum Income: $15000
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 If you miss a payment, the interest rate increases to 25.99%.
2 3.99% for the first 6 months.
3 The minimum payment is always at least $10 unless the balance is less than $10.
4 0.25% on the first $2000 in annual purchases, 0.5% on the next $3000 after that, and 1.5% on any purchases after that. An extra 0.5% is earned if you carry a balance.

CUETS Financial Platinum Class MasterCard

CUETS Financial Platinum Class MasterCard

Issued By: CUETS Financial

Rating: 3 out of 5

Classification: Platinum Card

Annual Interest Rates:On Purchases: 19.49%
On Cash Advances: 19.49%
On Balance Transfers: 19.49%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $150
Annual Fee on Extra Cards: $40
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: Yes
Car Rental: Yes
Flight Delay: No
Baggage: Yes
Purchases: Yes
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: 1%
Other: 2 Platinum CLASS REWARDS points for ever $1 spent.
Requirements:Minimum Income: None
Minimum Limit: $7500
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.

PremierRewards Platinum Plus MasterCard

PremierRewards Platinum Plus MasterCard

Issued By: MBNA Canada Bank

Rating: 3 out of 5

Classification: Platinum Card

Annual Interest Rates:On Purchases: 19.99%
On Cash Advances: 19.99%
On Balance Transfers: 19.99%
Grace Period: 25 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $29
Annual Fee on Extra Cards: None
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: No
Car Rental: Yes
Flight Delay: No
Baggage: Yes
Purchases: Yes
Minimum Payment:2.25%[1]
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: None
Minimum Limit: $2500
Online:Works Online: Yes
Works with Paypal: Yes
Website: No

1 If $10 + fees + interest amounts to less than 2.25% of the total balance, you only have to pay $10 + fees + interest.

SPC Mosaik MasterCard with 1% Cash Back option

SPC Mosaik MasterCard with 1% Cash Back option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Student Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $49
Annual Fee on Extra Cards: $5
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: SPC discounts
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here



SPC Mosaik MasterCard with No Fee Reward option

SPC Mosaik MasterCard with No Fee Reward option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Student Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: 1 per 40
Cash Back: 0.5%
Other: SPC discounts
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


SPC Mosaik MasterCard with Low Rate and 1% Cash Back option

SPC Mosaik MasterCard with Low Rate and 1% Cash Back option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Student Card

Annual Interest Rates:On Purchases: 11.40%
On Cash Advances: 11.40%
On Balance Transfers: 11.40%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $84
Annual Fee on Extra Cards: $5
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: No
Cash Back: 1%
Other: SPC discounts
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


SPC Mosaik MasterCard with Low Rate and No Fee Reward option

SPC Mosaik MasterCard with Low Rate and No Fee Reward option

Issued By: BMO Bank of Montreal

Rating: 3 out of 5

Classification: Student Card

Annual Interest Rates:On Purchases: 11.40%
On Cash Advances: 11.40%
On Balance Transfers: 11.40%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $35
Annual Fee on Extra Cards: None
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: 1 per 40
Cash Back: 0.5%
Other: SPC discounts
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here


Mosaik MasterCard with No Fee Reward option

Mosaik MasterCard with No Fee Reward option

Issued By: BMO Bank of Montreal

Rating: 2 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 18.50%
On Cash Advances: 18.50%
On Balance Transfers: 18.50%
Grace Period: 19 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: None
Annual Fee on Extra Cards: None
Travel Protection:Accident: Optional
Cancellation: Optional
Medical: Optional
Car Rental: Optional
Flight Delay: Optional
Baggage: Optional
Purchases: Yes
Minimum Payment:2%
Reward Programs:Air Miles: 1 per 40
Cash Back: 0.5%
Other: No
Requirements:Minimum Income: None
Minimum Limit: None
Online:Works Online: Yes
Works with Paypal: Yes
Website: No


Husky/Mohawk MasterCard

Husky/Mohawk MasterCard

Issued By: National Bank

Rating: 2 out of 5

Classification: Standard Card

Annual Interest Rates:On Purchases: 19.90%
On Cash Advances: 19.90%
On Balance Transfers: 19.90%
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $30
Annual Fee on Extra Cards: $10
Travel Protection:Accident: No
Cancellation: No
Medical: No
Car Rental: No
Flight Delay: No
Baggage: No
Purchases: No
Minimum Payment:3%[1]
Reward Programs:Air Miles: No
Cash Back: 0.5%[2]
Other: No
Requirements:Minimum Income: None
Minimum Limit: $1000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.
2 On purchases made at Husky/Mohawk, the cash back is 1%.

TD Gold Elite Visa

TD Gold Elite Visa

Issued By: TD Canada Trust

Rating: 2 out of 5

Classification: Gold Card

Annual Interest Rates:On Purchases: 19.75%
On Cash Advances: 19.75%
On Balance Transfers: 19.75%
Grace Period: 21 days
Grace Eligibility: Two-month balance paid
Fees:Annual Fee: $99
Annual Fee on Extra Cards: $39
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: Optional
Car Rental: Yes
Flight Delay: No
Baggage: Yes
Purchases: Yes
Minimum Payment:2%[1]
Reward Programs:Air Miles: No
Cash Back: 1%
Other: No
Requirements:Minimum Income: $35000
Minimum Limit: $5000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 The minimum payment is always at least $10 unless the balance is less than $10.

Coast VISA Desjardins Platinum

Coast VISA Desjardins Platinum

Issued By: Coast Capital Savings

Rating: 2 out of 5

Classification: Platinum Card

Annual Interest Rates:On Purchases: 9.40%
On Cash Advances: 9.40%
On Balance Transfers: 9.40%[1]
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $130
Annual Fee on Extra Cards: $40
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: Yes
Car Rental: Yes
Flight Delay: Yes
Baggage: Yes
Purchases: Yes
Minimum Payment:3%[2]
Reward Programs:Air Miles: Yes
Cash Back: 1%
Other: 1% of purchases made in Canadian dollars and 2% of purchases made in foreign currencies are credited as BONUSDOLLARS.
Requirements:Minimum Income: $75000
Minimum Limit: $5000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 4.90% for the first 5 statements.
2 The minimum payment is always at least $10 unless the balance is less than $10.

VISA Desjardins Platinum

VISA Desjardins Platinum

Issued By: Desjardins

Rating: 2 out of 5

Classification: Platinum Card

Annual Interest Rates:On Purchases: 9.40%
On Cash Advances: 9.40%
On Balance Transfers: 9.40%[1]
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $130
Annual Fee on Extra Cards: $40
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: Yes
Car Rental: Yes
Flight Delay: Yes
Baggage: Yes
Purchases: Yes
Minimum Payment:3%[2]
Reward Programs:Air Miles: Yes
Cash Back: 1%
Other: 1% of purchases made in Canadian dollars and 2% of purchases made in foreign currencies are credited as BONUSDOLLARS.
Requirements:Minimum Income: $75000
Minimum Limit: $5000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 4.90% for the first 5 statements.
2 The minimum payment is always at least $10 unless the balance is less than $10.


VISA Desjardins Platinum From WSCU

VISA Desjardins Platinum From WSCU

Issued By: Westminster Savings Credit Union

Rating: 2 out of 5

Classification: Platinum Card

Annual Interest Rates:On Purchases: 9.40%
On Cash Advances: 9.40%
On Balance Transfers: 9.40%[1]
Grace Period: 21 days
Grace Eligibility: One-month balance paid
Fees:Annual Fee: $130
Annual Fee on Extra Cards: $40
Travel Protection:Accident: Yes
Cancellation: Yes
Medical: Yes
Car Rental: Yes
Flight Delay: Yes
Baggage: Yes
Purchases: Yes
Minimum Payment:3%[2]
Reward Programs:Air Miles: Yes
Cash Back: 1%
Other: 1% of purchases made in Canadian dollars and 2% of purchases made in foreign currencies are credited as BONUSDOLLARS.
Requirements:Minimum Income: $75000
Minimum Limit: $5000
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 4.90% for the first 5 statements.
2 The minimum payment is always at least $10 unless the balance is less than $10.

Bank Accounts