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WorldPoints MasterCard Issued By: Alterna Bank/Alterna Savings Rating:

Classification: Standard Card

Annual Interest Rates:	On Purchases: 19.99% On Cash Advances: 19.99% On Balance Transfers: 19.99% Grace Period: 25 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $29 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: No
Minimum Payment:	2.25%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One WorldPoints point for every $1 spent.
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ If $10 + fees + interest amounts to less than 2.25% of the total balance, you only have to pay $10 + fees + interest.

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WorldPoints Platinum Plus MasterCard Issued By: Alterna Bank/Alterna Savings Rating:

Classification: Platinum Card

Annual Interest Rates:	On Purchases: 19.99% On Cash Advances: 19.99% On Balance Transfers: 19.99% Grace Period: 25 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $29 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: No Car Rental: Yes Flight Delay: No Baggage: Yes Purchases: Yes
Minimum Payment:	2.25%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One WorldPoints point for every $1 spent.
Requirements:	Minimum Income: None Minimum Limit: $5000
Online:	Works Online: Yes Works with Paypal: Yes Website: No

¹ If $10 + fees + interest amounts to less than 2.25% of the total balance, you only have to pay $10 + fees + interest.

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MBNA WorldPoints Platinum Plus MasterCard Issued By: MBNA Canada Bank Rating:

Classification: Platinum Card

Annual Interest Rates:	On Purchases: 19.99% On Cash Advances: 19.99% On Balance Transfers: 19.99% Grace Period: 25 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $29 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: No Car Rental: Yes Flight Delay: No Baggage: Yes Purchases: Yes
Minimum Payment:	2.25%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One WorldPoint for every $1 spent.
Requirements:	Minimum Income: None Minimum Limit: $2500
Online:	Works Online: Yes Works with Paypal: Yes Website: No

¹ If $10 + fees + interest amounts to less than 2.25% of the total balance, you only have to pay $10 + fees + interest.

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