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student

The GM Student Card Issued By: TD Canada Trust Rating: (Read Review)

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.75% On Cash Advances: 19.75% On Balance Transfers: 19.75% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: Optional Car Rental: No Flight Delay: No Baggage: No Purchases: No
Minimum Payment:	2%[1]
Reward Programs:	Air Miles: No Cash Back: 3%[2] Other: No
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.
² The cash back can only be used to purchase or lease a new General Motors car.

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L'earn VISA card for Students Issued By: Scotiabank Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 26 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: No
Minimum Payment:	3%
Reward Programs:	Air Miles: No Cash Back: 1% Other: No
Requirements:	Minimum Income: None Minimum Limit: $1000
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with Gold WestJet 1/$15 Air Miles option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $90 Annual Fee on Extra Cards: $15
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 15 Cash Back: No Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with 1% Cash Back option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $49 Annual Fee on Extra Cards: $5
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: No Cash Back: 1% Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with No Fee Reward option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 40 Cash Back: 0.5% Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with Silver 1/$20 Air Miles option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $35 Annual Fee on Extra Cards: $5
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 20 Cash Back: No Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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Visa Classic II Student Issued By: Royal Bank Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $15 Annual Fee on Extra Cards: None
Travel Protection:	Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	$10 + fees + interest[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One RBC Rewards point for every $1 spent using the card.
Requirements:	Minimum Income: None Minimum Limit: $1000
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.

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SPC Mosaik MasterCard with Low Rate and Gold WestJet 1/$15 Air Miles option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 11.40% On Cash Advances: 11.40% On Balance Transfers: 11.40% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $125 Annual Fee on Extra Cards: $15
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 15 Cash Back: No Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with Low Rate and 1% Cash Back option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 11.40% On Cash Advances: 11.40% On Balance Transfers: 11.40% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $84 Annual Fee on Extra Cards: $5
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: No Cash Back: 1% Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with Low Rate and No Fee Reward option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 11.40% On Cash Advances: 11.40% On Balance Transfers: 11.40% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $35 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 40 Cash Back: 0.5% Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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SPC Mosaik MasterCard with Low Rate and Silver 1/$20 Air Miles option Issued By: BMO Bank of Montreal Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 11.40% On Cash Advances: 11.40% On Balance Transfers: 11.40% Grace Period: 19 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $70 Annual Fee on Extra Cards: $5
Travel Protection:	Accident: Optional Cancellation: Optional Medical: Optional Car Rental: Optional Flight Delay: Optional Baggage: Optional Purchases: Yes
Minimum Payment:	2%
Reward Programs:	Air Miles: 1 per 20 Cash Back: No Other: SPC discounts
Requirements:	Minimum Income: None Minimum Limit: None
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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Low Interest Rate Coast VISA Desjardins Student Issued By: Coast Capital Savings Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 10.40% On Cash Advances: 10.40% On Balance Transfers: 10.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: $25 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: No Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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Low interest rate VISA FOR STUDENTS ONLY Issued By: Desjardins Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 10.40% On Cash Advances: 10.40% On Balance Transfers: 10.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: $25 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: Yes Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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Low Interest Rate VISA Desjardins Student Issued By: Westminster Savings Credit Union Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 10.40% On Cash Advances: 10.40% On Balance Transfers: 10.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: $25 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: No Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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CIBC Classic VISA Card for Students Issued By: CIBC Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: No extra cards
Travel Protection:	Accident: Yes Cancellation: Optional Medical: Optional Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	2.1%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: $1200 Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The average balance method is used in Quebec.
² The minimum payment is always at least $10 unless the balance is less than $10.

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Shared Interest Classic Student My Visa Rewards Plus Issued By: Citizens Bank of Canada Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.50% On Cash Advances: 19.50% On Balance Transfers: 19.50% Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	3%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One My Visa Rewards Plus point for every $2 spent. For each transaction, 10 cents is donated to a non-profit organization.
Requirements:	Minimum Income: $600 Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.

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CUETS Financial Student CHOICE REWARDS MasterCard With Reward Points Issued By: CUETS Financial Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.49% On Cash Advances: 19.49% On Balance Transfers: 19.49% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: $24 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: Yes Purchases: Yes
Minimum Payment:	3%
Reward Programs:	Air Miles: No Cash Back: No Other: 1 CHOICE REWARDS point for every $1 spent.
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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CUETS Financial Student CHOICE REWARDS MasterCard Issued By: CUETS Financial Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.49% On Cash Advances: 19.49% On Balance Transfers: 19.49% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: Yes Purchases: Yes
Minimum Payment:	3%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.

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Visa Classic Student Issued By: Royal Bank Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.50% On Cash Advances: 18.50% On Balance Transfers: 18.50% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: No Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	$10 + fees + interest
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $1000
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

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TD Green Visa Student Issued By: TD Canada Trust Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.75% On Cash Advances: 19.75% On Balance Transfers: 19.75% Grace Period: 21 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: Optional Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	2%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.

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Enviro Classic VISA my VISA Rewards Plus Issued By: Vancity Credit Union Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 19.50% On Cash Advances: 19.50% On Balance Transfers: 19.50% Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	3%[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One My Visa Rewards Plus point for every $2 spent.
Requirements:	Minimum Income: $600 Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.

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Coast VISA Desjardins Student Issued By: Coast Capital Savings Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.40% On Cash Advances: 18.40% On Balance Transfers: 18.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: No Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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Visa FOR STUDENTS ONLY Issued By: Desjardins Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.40% On Cash Advances: 18.40% On Balance Transfers: 18.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: Yes Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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VISA Desjardins Student Issued By: Westminster Savings Credit Union Rating:

Classification: Student Card

Annual Interest Rates:	On Purchases: 18.40% On Cash Advances: 18.40% On Balance Transfers: 18.40%[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: No Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%[2]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: None Minimum Limit: $300
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.

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