Vancity Enviro Reloadable Prepaid Card

Vancity Enviro Reloadable Prepaid Card

Sold By: Vancity Bank

Rating: 3 out of 5

Reloadable: Yes

The Vancity Enviro Prepaid Visa is a better deal than the Opus MasterCard and Nextwave Titanium Plus MasterCard, but to apply for it you have to be a resident of British Columbia and a member of the Vancity credit union. These are some severe restrictions for what is really a pretty mediocre prepaid credit card.


Vancity Enviro Reloadable Prepaid Card Information:

Limitations:Minimum Age Required: 19 years old[1]
Card Lifetime: 12 Months
Minimum Load Amount: $25
Maximum Load Amount: $1500
Maximum Card Balance: $2500
Maximum Purchase: $2500
Maximum Withdrawal: $500
Fees:Monthly Fee: $4.50
Free Months: 0
Sign-up Fee: $14.95
Domestic Usage Fee: None[2]
International Usage Fee: None
Domestic ABM Withdrawal Fee: $1.50
International ABM Withdrawal Fee: $2.00
In-Store Withdrawal Fee: $2.00
Currency Conversion Fee: 2.50%
Online Reloading Fee: None
Reloading at Store Fee: Not possible
Reloading with Credit Card Fee: Not possible
Getting Balance Online Fee: None
Getting Balance at ABM Fee: $0.50
Getting Balance over the Phone Fee: $1.75
Customer Service Fee: $0.75
Extra Card Fee: $10.00
Replace Lost Card Fee: $20.00
Change PIN Fee: None
Paper Statement Fee: $1.75
Failed Dispute Fee: None
Card-to-Card Transfer Fee: $1.00
Insufficient Funds Fee: None
Overdraft Fee: $20.00
Cancellation Fee: None
Refund Fee: $10.00
Online:Works Online: Yes
Works with Paypal: Yes
Website: Click here

1 You also need to be a resident of British Columbia and a member of the Vancity credit union to apply for this card.
2 The first two uses each month are free.
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