Low Interest Rate Coast VISA Desjardins Classic

Issued By: Coast Capital Savings

Rating:

Classification: Standard Card

Decent interest rate, a low annual fee, and no minimum income requirement are the main benefits of this card. The main drawback is that the rewards program is fairly weak. Being offered by a credit union that is poorly branched in comparison to the major banks can also be a drawback. It is still, however, one of the easiest low-rate cards to obtain.

Low Interest Rate Coast VISA Desjardins Classic Information:

Annual Interest Rates:	On Purchases: 10.40% On Cash Advances: 10.40% On Balance Transfers: 10.40%^[1] Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: $25 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: Yes Medical: Yes Car Rental: No Flight Delay: Yes Baggage: Yes Purchases: No
Minimum Payment:	3%^[2]
Reward Programs:	Air Miles: No Cash Back: No Other: 0.5% of purchases are credited as BONUSDOLLARS.^[3]
Requirements:	Minimum Income: None Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ 4.90% for the first 5 statements.
² The minimum payment is always at least $10 unless the balance is less than $10.
³ Can be raised to 1% for a fee of $20 per year.