Prime + 0.9 Platinum MasterCard

Issued By: Capital One Bank

Rating:

Classification: Platinum Card

The ultimate in low-interest credit cards. The ultimate in clever advertisements as well, with Capital One being known for its "hand in my pocket" and "hell freezes over" TV advertisements. If you expect to carry a balance, or you want the peace-of-mind that comes with knowing you'll have a low interest rate if you do, then this is the card for you. A major drawback, however, is this card's lack of reward programs.

Prime + 0.9 Platinum MasterCard Information:

Annual Interest Rates:	On Purchases: 5.65% On Cash Advances: 19.80% On Balance Transfers: 5.65% Grace Period: 25 days Grace Eligibility: Two-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: Yes Flight Delay: No Baggage: Yes Purchases: Yes
Minimum Payment:	3%^[1]
Reward Programs:	Air Miles: No Cash Back: No Other: No
Requirements:	Minimum Income: $30000 Minimum Limit: $5000
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.