Shared Interest Classic My Visa Reward Plus option

Issued By: Citizens Bank of Canada

Rating:

Classification: Standard Card

Unlike the Low-rate Shared Interest Classic card, the plain Shared Interest Classic carries no annual fee. You're therefore guaranteed to rack up more in charitable donations and reward points than you end up paying in the annual fee (unless of course you make no purchases with the card at all.) Just make sure to pay the balance each month, because the interest rate is quite punishing.

Shared Interest Classic My Visa Reward Plus option Information:

Annual Interest Rates:	On Purchases: 19.50% On Cash Advances: 19.50% On Balance Transfers: 19.50% Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: None Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	3%^[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One My Visa Rewards Plus point for every $2 spent. Also, for each transaction 10 cents is donated to a non-profit organization.
Requirements:	Minimum Income: $15000 Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.