Shared Interest Classic My Visa Reward Plus with Low Interest Rate Option

Issued By: Citizens Bank of Canada

Rating:

Classification: Standard Card

Okay interest rate and decent minimum income requirement. The rewards program isn't very generous towards the cardholder, but it has the automatic charitable donation. Still, unless you make more than 500 transactions per year, it's better just to donate the $50 you'd have to pay as an annual fee to a charity instead. But if you expect to make a lot of transactions with this card and want to do some good, then this is a card worth considering.

Shared Interest Classic My Visa Reward Plus with Low Interest Rate Option Information:

Annual Interest Rates:	On Purchases: 11.25% On Cash Advances: 11.25% On Balance Transfers: 11.25% Grace Period: 21 days Grace Eligibility: One-month balance paid
Fees:	Annual Fee: $50 Annual Fee on Extra Cards: None
Travel Protection:	Accident: Yes Cancellation: No Medical: No Car Rental: No Flight Delay: No Baggage: No Purchases: Yes
Minimum Payment:	3%^[1]
Reward Programs:	Air Miles: No Cash Back: No Other: One My Visa Rewards Plus point for every $2 spent. Also, for each transaction 10 cents is donated to a non-profit organization.
Requirements:	Minimum Income: $15000 Minimum Limit: $500
Online:	Works Online: Yes Works with Paypal: Yes Website: Click here

¹ The minimum payment is always at least $10 unless the balance is less than $10.